The Lock-in Effect

On June 15, 2022, the Federal Reserve made it’s largest interest rate increase of 0.75% since 1994. Interest rates are rising rapidly! This could make homeowners feel “locked in” to their current rates and impact their decision to sell their home. How will this impact the current housing shortage we’re experiencing? What does this mean for first time home buyers as well as trade up buyers?

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The Lock-In Effect
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